Interest-Free Phone Payments: Everything You Need to Know

With features and technology within phones everchanging, it seems their cost rise as well. Many customers have asked for us to provide a payment plan for phones, yet without extra charges or fees. Interest-free phone payments are an option to consider when checking out at Twigby. Previously, when buying a phone from us, the full amount was required at the time of purchase. With PayPal’s Pay in 4, this is no longer necessary. Through this service, Twigby customers can pay off their phone in 4 interest-free installments. Some phones (based on price) will even offer a Pay in 6 option to choose from! You can also use PayPal to pay for your purchase without financing – it’s your choice.

How can I use the Pay in 4 option?

To use PayPal’s Pay in 4, during checkout on our website, look for the Pay Later button under the Select Payment and Pay Later with Financing Options sections. From there, you will be asked to log into your PayPal account. If you do not have an account, you can create one then. The first payment is due at the time of purchase, and the remaining 3 payments are due every two weeks. Learn more on how repayments work.

We do want to make you aware that PayPal Pay in 4 does run what is called a “soft credit check”. What does this mean? It means that there is no effect (none, nada) on your credit score, and you are approved or declined within seconds.

What if I need help with PayPal’s Pay in 4?

The Pay in 4 payment plan is managed completely by PayPal. This means that payments are easily managed through the PayPal app and You will also receive Purchase Protection which is included with any PayPal purchase. This service is offered on purchases of $30 – $1500. Currently, Pay in 4 is not offered to residents of Nevada or Missouri.

If you ever need assistance or have questions about PayPal’s Pay in 4 or your payment plan and installments, you will need to contact PayPal’s customer support. Twigby’s support team will not be able to assist since PayPal prefers to manage.

With PayPal as an option, Twigby customers can get a great phone on an interest-free payment plan or simply pay using PayPal. Visit our phone shop to see our current selection of phones, what deals are happening now, and easy Pay in 4 interest-free payments!

Follow us